Die Auswirkungen bedarfsabhängiger Leistungen : Ergänzungsleistungen in der Schweiz

Item Type Journal paper
Abstract

As in many other countries, means tested benefits constitute an important part of the Swiss old age security system and disability insurance. In contrast to universal benefits, such targeted transfers are intended to only support the ones in need and thereby lead to low level of public expenses. However, individuals face strong incentives at various stages in life to adapt their behavior in order to become eligible. Using the Swiss Ergänzungsleistungen as an example, we argue that means tested benefits increase the incentive to apply for disability benefits, raise the attractiveness of early retirement, and induce individuals to favor a lump sum payment over an annuity. Moreover, they decrease the incentive to purchase private long-term care insurance.

Authors Bütler, Monika; Inderbitzin, Lukas; Schulz, Jonathan & Staubli, Stefan
Journal or Publication Title Perspektiven der Wirtschaftspolitik
Language German
Subjects economics
HSG Classification contribution to scientific community
Refereed Yes
Date August 2012
Publisher Wiley-Blackwell
Place of Publication Oxford [u.a.]
Volume 13
Number 3
Page Range 179-195
Number of Pages 17
ISSN 1465-6493
ISSN-Digital 1468-2516
Publisher DOI 10.1111/j.1468-2516.2012.00384.x
Depositing User Sabine Mueller
Date Deposited 14 Feb 2013 13:53
Last Modified 23 Aug 2016 11:15
URI: https://www.alexandria.unisg.ch/publications/220498

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Citation

Bütler, Monika; Inderbitzin, Lukas; Schulz, Jonathan & Staubli, Stefan (2012) Die Auswirkungen bedarfsabhängiger Leistungen : Ergänzungsleistungen in der Schweiz. Perspektiven der Wirtschaftspolitik, 13 (3). 179-195. ISSN 1465-6493

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https://www.alexandria.unisg.ch/id/eprint/220498
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