Microfinance Banks and Financial Inclusion

Item Type Journal paper
Abstract

We examine how the geographical proximity to a microfinance bank affects financial inclusion. We study the expansion of the branch network of ProCredit banks in South-East Europe between 2006 and 2010. We report three main findings: First, ProCredit is more likely to open a new branch in areas with a large share of low-income households. Second, in locations where ProCredit opens a new branch the share of banked households increases more than in locations where it does not open a new branch. Third, this increase is particularly strong among low-income households, older households, and households which rely on transfer income.

Authors Brown, Martin; Guin, Benjamin & Kirschenmann, Karolin
Journal or Publication Title Review of Finance
Language English
Keywords Access to finance, Microfinance, Bank-ownership, Mission drift.
Subjects business studies
economics
finance
Institute/School s/bf - Swiss Institute of Banking and Finance
University of St.Gallen
HSG Classification contribution to scientific community
Refereed Yes
Date 3 July 2015
Publisher Oxford Univ. Press
Place of Publication Oxford
Number online
Page Range 907-946
Number of Pages 40
ISSN 1572-3097
ISSN-Digital 1875-824X
Publisher DOI 10.1093/rof/rfv026
Official URL http://rof.oxfordjournals.org/content/20/3/907.ful...
Depositing User Prof. Dr. Martin Brown
Date Deposited 25 Feb 2013 13:55
Last Modified 12 Sep 2016 14:28
URI: https://www.alexandria.unisg.ch/publications/220936

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Citation

Brown, Martin; Guin, Benjamin & Kirschenmann, Karolin (2015) Microfinance Banks and Financial Inclusion. Review of Finance, (online). 907-946. ISSN 1572-3097

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https://www.alexandria.unisg.ch/id/eprint/220936
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