University of St.Gallen
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recently published fulltext publications
05.03.2015
In small business lending the four-eyes principle leads loan officers to propose inflated credit ratings for their clients. Inflated ratings are, however, anticipated and corrected by the credit officers responsible for approving credit assessments. More experienced loan officers inflate those parameters of a credit rating which are least likely ...
05.03.2015
The search for a market design that ensures stable bank funding is at the top of regulators' policy agenda. This paper empirically shows that an important part of the European money market features this quality, namely the central counterparty (CCP)- based euro interbank repo market. Using a unique and comprehensive data set, we provide ...
27.02.2015
Enterprise transformations are fundamental changes in an organization. Such changes typically affect different stakeholder groups (e.g., program managers, business managers) that exhibit a significant diversity regarding their members’ knowledge, goals, and underlying assumptions. Yet, creating shared understanding among diverse stakeholder ...
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