Predicting Longevity: An Analysis of Potential Alternatives to Life Expectancy Reports
Journal
The Journal of Retirement
ISSN
2326-6899
Type
journal article
Date Issued
2018-04-30
Author(s)
Hoesch, Adrian
Abstract
Retirees, pension funds, and the insurance industry have all been negatively affected by the wrongful estimation of longevity. The inaccuracies in current life expectancy (LE) reports primarily result from misinterpretations of the influence of resilience factors on longevity. This study examines different and more accurate measurement metrics to minimize the risks related to biased LE calculations. By using both qualitative and quantitative research approaches, this research develops a new conceptual model: a two-factor-LE-analysis model with a telomere test as a medical basis (physiological factors) and a big data approach to filter the psychological factors to longevity. The authors suggest that the new model, together with the insights of the existing LE-projection methodologies, has considerable potential to improve LE predictions.
Language
English
HSG Classification
contribution to scientific community
Refereed
Yes
Publisher
Institutional Investor Journals Umbrella
Volume
5
Number
4
Start page
9
End page
24
Pages
16
Official URL
Subject(s)
Division(s)
Eprints ID
254384