Tobias TrütschStadelmann, MarcelMarcelStadelmannNina HeimGraf, SandroSandroGraf2025-02-272025-02-272025-02-18https://www.alexandria.unisg.ch/handle/20.500.14171/12204610.21256/zhaw-2506Mobile payments have established themselves as the leading means of payment in Switzerland and have continued to gain in importance. Today, 14 per cent of the population use mobile payments for over 75 per cent of their transactions. Mobile payments as such and payments with a stored debit card in particular have increased significantly since the last edition of the Swiss Payment Monitor (SPM 2/2024). While cash and non-mobile card payments have lost transaction shares, their share of turnover has increased. At the same time, the rejection of a possible abolition of cash is growing. In the face-to-face business, cash returned to the top spot in terms of the number of transactions, followed by debit card payments and mobile payments. In the distance business, mobile payments continued to gain market share, while other payment habits have hardly changed. The analysis also shows a dependency between payment amount and choice of payment method: Cash dominates for small amounts, while credit cards and bills are used more frequently for higher amounts. In addition, more and more people are turning to neobanks, with Revolut, Yuh and Neon emerging as market leaders. These digital banks continue to primarily supplement traditional banking services and are steadily gaining in user numbers.deDebitkarteKreditkarteBargeldZahlungsvehaltenwork report